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TK, Techniker KrankenkasseTechniker
Krankenkasse

HEALTH INSURANCE FOR LIFE IN GERMANY

Health insurance with TK.
Confidence from day one.

Healthcare cover, support in English and insurance services on your phone. Discover TK, Germany’s largest statutory health-insurance fund, and prepare for your next chapter in Germany.

Discover what TK offers
Professionals working, learning and connecting
Feel at home. Feel supported.Your health, in good hands.
Health insurance.
For your life in Germany.
12 millionpeople insured by TK
English supportHelp in a language you understand
TK-AppManage your insurance digitally
TK-DocMedical advice through digital channels

WHY CHOOSE TK?

Care for your health.
Confidence for everyday life.

TK is Germany’s largest statutory health-insurance fund. Its English-language support and digital services make it easier to understand and manage insurance in a new country.

Explore TK’s official information

Healthcare cover

Access statutory healthcare benefits and understand how the German system works.

Cover & services ↗

Insurance on your phone

Manage insurance matters through the TK-App and online services.

Digital services ↗

Medical advice remotely

TK-Doc offers members a way to seek medical advice through digital channels.

Discover TK-Doc ↗

Benefits, contributions and eligibility depend on your circumstances and TK’s current terms. Follow the official links for current details.

WHEREVER YOUR JOURNEY BEGINS

Make Germany your next chapter.

For people coming from India, Southeast Asia, Africa, Latin America and beyond. We help you find the right next step for your circumstances.

Professionals & jobseekers

Connect your career plans with practical guidance on health insurance for your move to Germany.

Plan your next step

Students & apprentices

Understand the health-insurance questions to address as you prepare for study or Ausbildung.

Prepare for your move

Employees & families

Already in Germany or joining a loved one? Explore guidance on membership and your next steps with TK.

Ask about your situation
An industrial team discussing practical skills and workplace preparation
FOR EMPLOYERSNew hires.
A healthier start.

HEALTH-INSURANCE SUPPORT FOR YOUR TEAM

Welcome global talent.
Support their start with TK.

Health insurance is an important part of settling into work in Germany. Help international employees understand their options and connect with TK’s services.

01

Clarity for international employees

TK’s English-language information helps new arrivals understand their health insurance and the German healthcare system.

02

Everyday insurance, made easier

The TK-App and online services give members a practical way to manage insurance matters alongside a new job.

03

A clear route to membership

Connect eligible hires with TK’s application process. DEIN can help coordinate enquiries and direct insurance-specific questions to TK.

Ask about TK for your team

A CLEAR WAY FORWARD

Your next step,
made simpler.

Start a conversation before you start an application. We’ll help you understand where to go next.

Continue on TK’s website
  1. 01

    Tell us about your plans

    Share whether you are hiring, working, studying or preparing to move to Germany.

  2. 02

    Get guidance for your situation

    Our team helps clarify the application route and the questions to take to TK.

  3. 03

    Take the next step with TK

    Membership, insurance terms and application decisions are handled by TK.

YOUR TK SALES PARTNER

Your TK journey.
Supported by DEIN.

You have explored what TK offers. DEIN Talents helps you understand the next steps, with a team present in Germany and India.

TK’s own website lists DEIN Talents as its sales partner. We support enquiries and application guidance for professionals, students, families and employers planning a start in Germany.

Behind DEIN is Impressive India, IHPL (Impressive Hospitalities Pvt. Ltd.), with 27+ years of experience and a legacy of 3,000+ clients. That foundation supports our approach to coordination and personal guidance.

See the collaboration on TK’s own website

DEIN provides coordination and application guidance as a TK sales partner. TK provides the insurance and determines membership eligibility and cover.

LET’S PLAN YOUR NEXT STEP

A stronger start
begins with a conversation.

Ask about TK membership for yourself, your family or your international employees. Our team will help you understand the application route and your next steps.

Please share your plans and questions. Medical records and identity documents are not needed for this enquiry.

How can we help?

This is an enquiry to DEIN Talents, not an insurance application.

QUESTIONS, ANSWERED

Clarity before
your next chapter.

How can I verify the DEIN & TK collaboration?

TK’s own landing page identifies DEIN Talents as its sales partner. View the listing on TK’s website.

Is this only for people from India?

No. We welcome enquiries from international employers, professionals, students and families, wherever their journey begins. TK membership eligibility depends on your individual circumstances in Germany.

What does DEIN do, and what does TK do?

DEIN supports coordination and application guidance as a TK sales partner, alongside its wider talent-mobility services. TK is the insurer and handles membership, cover, contributions and insurance decisions. DEIN is an independent business, not a TK branch.

How does the collaboration help employers?

It brings health-insurance guidance into the wider onboarding conversation for international hires. Employers can discuss recruitment, preparation and mobility needs with DEIN while insurance-specific matters are directed to TK.

Does TK provide worldwide relocation insurance?

This page focuses on TK statutory health insurance in Germany. A move from another country does not automatically make you eligible, and travel or pre-arrival cover is a separate question. Check your circumstances with TK.

Can I apply for membership directly?

Yes. Visit our TK partner page and use TK’s membership route, or contact DEIN for help understanding your next step.